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Social Security Disability Dos and Don'ts

  • Do understand the difference between Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).
  • Do get legal help with your application for SSDI or SSI.
  • Do discuss your disability honestly.
  • Don’t hide financial records or assets to attempt qualification.
  • Don’t wait to file appeal if initial claim is rejected.
  • Don’t apply for SSDI without first accessing medical records.
  • Don’t downplay your disability symptoms and limitations.

Tips for Applying for Social Security Disability

Talk to your doctors and other medical care providers before applying. The process is easier with their support.

Be specific about how your disability limits your ability to work.

Document your interactions with the Social Security Administration. Take notes on meetings and calls. Save emails and documents.

List every condition resulting from your disability that interferes with your ability to work.

Contact an experienced disability benefits attorney to help with the application and appeals process.

How to Get the Most Out of Social Security Disability Benefits

  • Create a personal budget to account for the gap between the application and the receipt of benefits.
  • SSDI is for workers who are disabled and have earned a certain amount of work credits.
  • SSI is for low-income people who have not worked or do not have enough work credits for SSDI.
  • Some applicants may be entitled to both SSI and SSDI benefits.
  • Work with an attorney who understands the system and will fight for your right to maximum disability benefits.

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