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Who is SSD for?

There are two federal programs to provide benefits for disability:

The Social Security Administration (SSA) determines eligibility for SSD in line with these guidelines:

  • Applicant’s condition must be permanent – a terminal disability or illness lasting longer than a year.
  • Applicant’s condition must prevent “substantial gainful activity.” A person earning more than a certain income threshold is ineligible.
  • Applicant’s condition must prevent them from performing expected tasks of their job prior to disability.
  • Applicant’s condition must be the reason getting a new job is impossible.

Top Reasons People Apply for SSD

  • Many disabilities, long-term illnesses, and terminal illnesses prevent consistent work.
  • Blind people (certain parameters apply) may find work duties impossible or difficult to perform. SSD benefits can provide stability.
  • Serious mental health issues can qualify an applicant for SSD benefits.
  • Applicants may apply to receive benefits while also beginning to work again in a trial period approved by the SSA.
  • SSD recipients can also attempt to start a business (with a schedule and responsibilities that fit their condition’s needs) while also receiving SSD benefits. SSD provides a safety net.

Tips for Applying for SSD

  • File as soon as possible after getting a condition that causes disability.
  • Keep detailed records of medical conditions, appointments, work history, etc.
  • If rejected on medical grounds, file an appeal request with additional information or explanation of circumstances.
  • Initial denials are common. Don’t give up! Many claimants go on to receive the benefits they deserve.
  • Get help from an experienced SSD lawyer who can assist with the application and appeals, if necessary.

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